We own older cars. This is by choice since we know we could not afford to have payments on cars at the moment. Money is tight and we have a growing family. Even though our cars are reliable and still decent looking and we know we could not afford to buy new cars, we still are updated on the new cars that are in the market today. We think that if we  know the latest then at least we will know what to get should we come up with the money. Sound reasoning right? So we update ourselves on new cars like the ford fusion and the audi s4 which have pretty decent ratings. I would love to own a car and either of these two are good enough to drive to places. It is smaller than our suv which should make it easier to drive especially for a petite person like me. The husband said he will get me smaller car and I hope he will really do it. I will be very happy to own one. I love our SUV but it is too big and parking is harder for a novice like me. I told him he can drive the SUV when we go on long trips and then I can drive the smaller car when I need to go somewhere with the little man. I hope that day will come. I would love to come back here and you an update about my new car. and the

When the economy crashed, people who used to have good jobs and high credit scores get the surprise of their lives when with a snap almost all they worked for is gone. Some get depressed while others do not give up hope and go on with life no matter how tough. My husband is one of the millions of people whose credit went downhill when we had to scrounge up in order to pay bills and such. He was devastated because he used to have over 700 credit score which he built up over the years. He stopped caring when his credit score went down to 500. But I encouraged him to start over and he eventually did. It is not easy to repair credit which has taken a beating but we are not losing hope. We searched on how he can improve credit and we are lucky on that score in a way that there are qualified people who are giving advice and pointers. It is up to us to do what we have to do to make it work.

There are companies offering credit repair services and we actually get mails every now and then from them but we already got things started and hopefully will bear good results. We have seen an increase in the husband's credit score which is a promising sign. I hope it will continue that way so our efforts will not be wasted.

We love Myrtle Beach. There is no question about that. Before the husband's injury we used to visit Myrtle Beach every weekend and holidays. We even spent Christmas there once. It is a beautiful place given the chance we would love to live there. Maybe someday. Anyway, the last time we went there I noticed there were a number of Myrtle Beach Golf courses that offer Myrtle Beach Golf Vacations and Myrtle Beach Golf Packages. We have not tried any of these yet mainly because the husband, although he knows how to play golf, could not do it anymore. Not until after his doctor says so anyway.

It is a shame since I really would like to see what the resorts look like. If it was built inside or in the middle of the golf course or is it somewhere else? Maybe one day we will go just for the fun of it. I wonder who goes and play golf in Myrtle Beach, are they locals or from other states. All I know is that Golf Myrtle Beach sounds like fun.

I promised my mother I will send her more goodies the next time we send them a balikbayan box. This last time I was not able to because we were running out of time and we had a deadline to met. Since we only send them a box once a year before Christmas I should be able to collect things to be placed in the box when the time comes. One of the things I will get her is a pair of shoes because she could not find the perfect size for her where she lives. Hers has to be wide because she has big feet. I also have to buy her a pair of earrings because I promised her I will last time and I did not. I know it was bad of me to have her hopes up and not follow through so I am trying to make it up to her. I hope she will appreciate the gifts and the effort.